Pengenalan Akuntansi Berbasis Fintech pada Siswa Jurusan Akuntansi

Penulis

  • Devi Ayu Putri Sirait Program Studi Akuntansi, Fakultas Ekonomi dan Bisnis, Universitas Medan Area, Indonesia
  • Indawati Lestari Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Medan Area, Indonesia
  • Endang Haryati Program Studi Psikologi, Fakultas Psikologi, Universitas Medan Area, Indonesia
  • Ida Royani Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Medan Area, Indonesia

DOI:

https://doi.org/10.54082/jpmii.1262

Kata Kunci:

akuntansi digital, fintech, keuangan digital, literasi keuangan, siswa

Abstrak

Perkembangan financial technology (fintech) memberikan dampak signifikan terhadap dunia akuntansi dan sistem keuangan digital. Namun, pemahaman siswa sekolah menengah mengenai penerapan fintech dalam akuntansi masih relatif rendah. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman siswa jurusan akuntansi di SMA Negeri 13 Medan terkait konsep akuntansi berbasis fintech, penggunaan aplikasi pembayaran digital, pencatatan transaksi elektronik, serta pengelolaan keuangan digital. Metode pelaksanaan dilakukan melalui sosialisasi, pelatihan, simulasi penggunaan aplikasi fintech, dan evaluasi menggunakan pre-test dan post-test. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa sebesar 85% setelah mengikuti pelatihan. Selain itu, siswa mampu memahami proses pencatatan transaksi digital dan penggunaan aplikasi keuangan berbasis teknologi. Kegiatan ini memberikan dampak positif dalam meningkatkan literasi keuangan digital dan kesiapan siswa menghadapi perkembangan teknologi di bidang akuntansi.

Referensi

Arner, D. W., Barberis, J. N., & Buckley, R. P. (2020). FinTech and regtech in a nutshell, and the future in a sandbox. *Research Foundation Briefs, 2*(4), 1–20.

Firmansyah, E., & Anwar, M. (2024). Digital financial literacy and fintech adoption among students in Indonesia. *Journal of Financial Innovation, 10*(2), 112–128. https://doi.org/10.1186/s40854-024-00521-8

Hall, J. A. (2020). *Accounting information systems* (10th ed.). Cengage Learning.

Hidayat, R., Sari, D. P., & Nugraha, A. (2024). Improving digital financial literacy through fintech-based learning among secondary school students. *International Journal of Educational Technology, 19*(1), 45–59. https://doi.org/10.1186/ijet.2024.190105

Hutabarat, F., & Simanjuntak, M. (2023). Financial literacy and digital payment adoption among Indonesian youth. *Jurnal Keuangan dan Perbankan, 27*(3), 410–423. https://doi.org/10.26905/jkdp.v27i3.9271

Kurniawan, A., & Rahmawati, D. (2022). The role of fintech in supporting digital accounting practices. *Jurnal Akuntansi Multiparadigma, 13*(2), 356–370. https://doi.org/10.21776/ub.jamal.2022.13.2.27

Mulyadi. (2019). *Sistem akuntansi* (Edisi ke-5). Salemba Empat.

OECD. (2023). *OECD/INFE toolkit for measuring financial literacy and financial inclusion 2023*. OECD Publishing. https://www.oecd.org/financial/education

Prasetyo, A., & Nugroho, B. (2022). Digital accounting learning in vocational education: Challenges and opportunities. *Jurnal Pendidikan Akuntansi Indonesia, 20*(2), 89–101. https://doi.org/10.21831/jpai.v20i2.51267

Putri, N. A., & Yulianto, A. (2023). Enhancing students’ digital competencies through financial technology training. *Journal of Community Service and Empowerment, 4*(2), 145–154. https://doi.org/10.22219/jcse.v4i2.24571

Rahmawati, L., & Suryani, E. (2024). Fintech-based learning as an innovation in accounting education. *Education and Information Technologies, 29*(4), 4875–4892. https://doi.org/10.1007/s10639-023-12176-5

Romney, M. B., & Steinbart, P. J. (2021). *Accounting information systems* (15th ed.). Pearson Education.

Setiawan, D., Wahyuni, S., & Puspitasari, R. (2024). Financial technology and accounting transformation in the digital economy. *Journal of Open Innovation: Technology, Market, and Complexity, 10*(1), 100–115. https://doi.org/10.1016/j.joitmc.2024.100115

Susanto, A. (2020). *Sistem informasi akuntansi*. Lingga Jaya.

Suryanto, T., Rahman, A., & Putri, N. (2023). Technology integration in accounting education: Challenges and opportunities. *Education and Information Technologies, 28*(6), 7015–7032. https://doi.org/10.1007/s10639-022-11476-8

Wibowo, A., & Rahman, F. (2021). Financial technology and digital financial literacy among Indonesian students. *Jurnal Ekonomi Digital, 5*(2), 110–120.

Yudaruddin, R. (2023). Financial technology adoption and digital financial literacy in emerging economies. *Cogent Economics & Finance, 11*(1), 2245627. https://doi.org/10.1080/23322039.2023.2245627

Yusuf, M., Hidayat, T., & Siregar, H. (2024). Community-based digital financial literacy training for vocational students. *Jurnal Pengabdian kepada Masyarakat, 9*(1), 55–68. https://doi.org/10.30653/002.202491.235

Zhang, X., Wang, Y., & Li, H. (2023). Digital finance education and students’ financial capability: Evidence from developing countries. *Sustainability, 15*(18), 13476. https://doi.org/10.3390/su151813476

Unduhan

Diterbitkan

19-06-2026

Cara Mengutip

Sirait, D. A. P., Lestari, I. ., Haryati, E. ., & Royani, I. . (2026). Pengenalan Akuntansi Berbasis Fintech pada Siswa Jurusan Akuntansi . Jurnal Pengabdian Masyarakat Inovasi Indonesia, 4(3), 243–252. https://doi.org/10.54082/jpmii.1262

Terbitan

Vol 4 No 3 (2026): JPMII - Juni 2026

Bagian

Artikel

Lisensi

Hak Cipta (c) 2026 Devi Ayu Putri Sirait, Indawati Lestari, Endang Haryati, Ida Royani

Creative Commons License

Artikel ini berlisensi Creative Commons Attribution 4.0 International License.